29 Keeping Mum About Switching Firms If word gets out too early that you ’ re moving , it could lead to catastrophe . By Barbara Herman and Joshua Tomolak
30 How To Future-Proof Your Firm You need the right tech stack and service model for the industry ’ s coming changes . By Stephanie Bogan
32 The Shifting Giving Landscape Fewer people are making donations , but amounts are increasing . By Karen DeMasters
39 The ETF Space Expands Investors are craving ever more diverse products in the universe of ETFs . By Christopher C . Williams
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43 A Fund For Uncertain Times The Permanent Portfolio has a 40-year track record of protecting and growing investor assets . By Jeff Schlegel
45 Retirement Planning Survey 2024 Clients ’ fears about retirement haven ’ t changed , but advisors see the bigger picture . By Jennifer Lea Reed
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53 What ’ s A Deferred Sale Trust ? This trust can help you defer capital gains on business sales , though some charitable trusts can , too . By Matthew Erskine
60 Retirees ’ Year-End Planning Mistakes Here ’ s how you can help them avoid costly errors . By Aaron Cirksena
Business Management
YOUR BUSINESS
29 Keeping Mum About Switching Firms If word gets out too early that you ’ re moving , it could lead to catastrophe . By Barbara Herman and Joshua Tomolak
TECHNOLOGY & OPERATIONS
30 How To Future-Proof Your Firm You need the right tech stack and service model for the industry ’ s coming changes . By Stephanie Bogan
CHARITABLE GIVING
32 The Shifting Giving Landscape Fewer people are making donations , but amounts are increasing . By Karen DeMasters
Wealth Management
INVESTING
39 The ETF Space Expands Investors are craving ever more diverse products in the universe of ETFs . By Christopher C . Williams
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The Problem With ‘ Swinging For The Fences ’ Investment managers who swing for the fences might get investor attention . But they often strike out . By Larry Swedroe
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PORTFOLIO SPOTLIGHT
43 A Fund For Uncertain Times The Permanent Portfolio has a 40-year track record of protecting and growing investor assets . By Jeff Schlegel
RETIREMENT PLANNING
45 Retirement Planning Survey 2024 Clients ’ fears about retirement haven ’ t changed , but advisors see the bigger picture . By Jennifer Lea Reed
2 | FINANCIAL ADVISOR MAGAZINE | DECEMBER 2024 WWW . FA-MAG . COM
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Is That ‘ Magic Number ’ Just Clickbait ? When headlines say you need $ 1 million-plus to retire , is that really true ? By Jacqueline Sergeant
When Should Empty Nesters Downsize ? Giving up your old house is an emotional undertaking . By Ben Mattlin
Roth Conversion Mistakes , Who Knew ? How advisors can help clients conquer Roth conversion misconceptions . By Eric L . Reiner
ESTATE PLANNING
53 What ’ s A Deferred Sale Trust ? This trust can help you defer capital gains on business sales , though some charitable trusts can , too . By Matthew Erskine
PARTING SHOT
60 Retirees ’ Year-End Planning Mistakes Here ’ s how you can help them avoid costly errors . By Aaron Cirksena