From“ An Advisor’ s Guide To 2026 Philanthropy Trends,” page 19 1. How are political shifts reshaping giving?

A. Private foundations are filling gaps created by decreases in government funding.

B. Private philanthropists are filling gaps created by decreases in corporate funding. C. A new tax regime is changing giving patterns. D. All of the above

2. How are younger donors different in their giving? A. They favor mobile giving tools. B. They favor online grant-making platforms. C. They like giving in crypto. D. All of the above

From“ Fishing In A Profitable Pond,” page 37

3. The Thornburg Investment Income Builder Fund targets a mix of _____. A. 25 % fixed income and 75 % equities B. 50 % fixed income and 50 % equities C. 75 % fixed income and 25 % equities D. 90 % equities and 10 % fixed income

4. On the bond side, the Thornburg Investment Income Builder Fund’ s duration is about ____. A. 3.5 years B. 3.8 years C. 4.0 years D. 5.1 years From“ Why Some Advisors Are Daffy For Donor-Advised Funds,” page 40 5. From 2026 onward, only itemized charitable contributions that exceed ___ of your MAGI can be deducted. A. 0.5 % B. 1 % C. 1.5 % D. 2 %

6. How do donor-advised funds aid estate planning? A. They can pick a charity to receive all remaining assets when the account holder dies. B. The funds can also be the beneficiaries of an inherited IRA. C. They allow givers to preplan recurring and ongoing grants. D. All of the above

From“ Can A TIPS Strategy Replace The 4 % Rule?,” page 49

7. Stefan Sharkansky’ s new retirement withdrawal method mixes long-term equities holdings with ___. A. A Treasury Inflation-Protected Securities( TIPS) ladder B. Fixed-index annuities C. Registered index-linked annuities D. Dividend equities

8. In Sharkansky’ s model, discretionary spending should mainly come from ____. A. The equity portion of the portfolio B. The TIPS ladder C. An annuity D. A fixed-index annuity

From“ How To Legally Disinherit Family Members,” page 53

9. In community property states, spouses automatically own ___ of all property acquired during the marriage. A. 10 % B. 40 % C. 50 % D. 60 %

10. DIY estate plans often fail because ____. A. There are forced protections for omitted children not expressly disinherited. B. There are forced-share rights for surviving spouses. C. They lead to litigation if not carefully worded. D. All of the above

You can earn CE credits by reading articles in Financial Advisor magazine’ s print and online versions, attending our live webcasts and in-person conference sessions.

You can earn one hour of CE credit for each CE exam that’ s available on Financial Advisor’ s website.

To access the exams online, visit our CE Center at fa-mag. com / ce-center and select the designation to which you’ d like to report CE credit. If you have not registered to report CE credits with us, fill out our registration form to create an account. Once logged in to your CE Center account, click on the type of credits for which you would like to get credit( magazine, webinar or conference). Scroll down to the bottom of the page to view the list of available exams. Click on the exam you would like to complete, answer the questions and click“ submit.”

Financial Advisor magazine provides reports during the first and third weeks of each month to the CFP Board and to I & WI only. The College for Financial Planning requires advisors to self-report, so please contact CFFP directly.

Note: CFFP credits are available for FA magazine exams only( not for live webcasts or conference sessions).

GET CE CREDIT BY TAKING OUR EXAMS Access our CE exams with the QR code or go to fa-mag. com / ce _ center. php. Questions? Contact Aimee Melli at aimee @ famagazine. com.

DECEMBER 2025 | FINANCIAL ADVISOR MAGAZINE | 57