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From “ What Holds Clients Back From Annuities ?,” page 13
1 . Only ___ of households with over $ 100,000 in assets receive annuity income , according to a study of Americans over age 50 conducted by the University of Michigan . A . 12 % C . 25 % B . 23 % D . 48 %
2 . What were the contrary findings of the Center for Retirement Research paper ? A . People don ’ t buy annuities because they don ’ t like illiquidity . B . They don ’ t think annuities provide long-term security . C . People don ’ t get annuities because they aren ’ t sure how . D . People think annuities won ’ t protect them against stock market turmoil .
From “ Tech Comes For Philanthropy ,” page 23
3 . The National Philanthropic Trust said Americans made charitable donations of nearly ___ in 2022 . A . Half a billion
C . $ 100 billion
B . A billion
D . Half a trillion
4 . The National Philanthropic Trust said ____ in donations flowed from foundations in 2022 . A . $ 1.5 billion B . $ 25 billion C . $ 105 billion D . Half a trillion
From “ Three Myths About Investing For Retirement ,” page 25
5 . In 1962 , about ____ of U . S . households owned stock . A . 12 % C . 40 % B . 23 % D . 52 %
6 . The author numbers all of the following as retirement “ myths ” save for one thing : A . The goal of retirement is to maximize portfolio returns . B . A retirement crisis is inevitable because of people ’ s poor savings . C . You can ’ t buy an annuity . D . You won ’ t get Social Security .
From “ Private Credit Steals The Spotlight ,” page 43
7 . The average returns for private credit are currently at what level ? A . 9 % B . 12 % C . 2 % plus 600 basis points D . 14 %
8 . According to Rob Young , private credit was in the past a poor fit for high-net-worth clients because of _____. A . The risk profile B . The uneven returns C . The liquidity requirements D . A and B
From “ Resilient REITs ,” page 53
9 . Senior housing for those over 80 years old is expected to grow by what percentage by 2027 ? A . 1.5 % B . 12 % C . 7 % D . 13.86 %
10 . Office space makes up how much of the REIT market ? A . 23 % C . 13 % B . 3 % D . 30 %
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Financial Advisor ( ISSN 1545-0163 , USPS 021-488 ) is published monthly by Charter Financial Publishing Network Inc ., 149 Avenue at the Common , Shrewsbury , NJ 07702 . Periodicals postage paid at Red Bank , NJ and additional mailing offices . Subscription Rates : $ 79 per year . Postmaster : Send all address changes to Charter Financial Publishing Network Inc ., P . O . Box 7550 , Shrewsbury , NJ 07702 . Copyright 2023 by Charter Financial Publishing Network Inc . Reproduction , photocopying or incorporation into any information-retrieval system for external or internal use is prohibited unless permission is obtained beforehand from the publisher in each case for a specific article . The subscription fee entitles the subscriber to one original copy only . Unauthorized copying is considered theft . January / February 2024 Financial Advisor ( Volume 25 , Number 1 )
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