Global asset manager T. Rowe Price has launched a retirement tool called Income Solver through its fintech subsidiary Retiree Inc. The software helps financial advisors develop personalized withdrawal strategies for their clients, coordinating the withdrawals from investment assets, Social Security, Medicare premiums, and other income sources while seeking to minimize the impact of tax rules.

The firm says the tool dynamically analyzes and implements the withdrawal sequence every year to add portfolio longevity. It tests thousands of withdrawal strategies and deliver a curated list for advisors to review. It can also present advanced planning techniques, such as Roth conversions and household level rebalancing, for greater tax efficiency. Furthermore, it can manage fluctuating retirement cash flows while navigating complex tax rules affecting required minimum distributions, Social Security, and Medicare premiums. And it can optimize Social Security claiming with the embedded SSAnalyzer tool.

Vise Introduces Customizable Long-Short Strategy

Vise, a New York-based, AI-powered platform that delivers personalized portfolios at scale, has launched the Vise Long Short strategy, a technology-driven long-short capability built specifically for RIAs.

Advisors have long sought a way to implement long-short strategies without relying on opaque, hedge-fund-style products. Vise calls itself the first platform that allows advisors to construct fully personalized long-short strategies directly within existing tax-aware, direct-indexing accounts. Advisors can now express both positive and negative views in their clients’ portfolios, maintain precise market exposure, capture daily tax-loss harvesting, and incorporate the strategy seamlessly into each client’ s overall plan.

The initial Vise Long Short strategy is available today with a $ 250,000 minimum, and operates alongside current holdings within a unified account, using Vise’ s daily tax-loss harvesting engine.

Global X Launches Zero-Coupon Bond ETF Suite

Global X Management, the New York-based ETF provider, has launched the Global X Zero Coupon Bond suite of six ETFs, driven, it said, by RIA demand. Each fund in the suite will primarily invest in a basket of zero-coupon U. S. Treasury STRIPS( Separate Trading of Registered Interest and Principal of Securities) that mature between January 1 and November 30 of a specific year from 2030 to 2035.

The suite, according to Pedro Palandrani, head of product research and development,“ is designed to help investors manage future cash flow expectations and align their bond investments with specific maturity dates. By holding zero-coupon securities to maturity, the funds minimize reinvestment risk since there are no coupon payments to reinvest at uncertain future rates.” The funds are passively managed; each has an expense ratio of seven basis points.

State Street Launches Digital Asset Platform

Boston-based State Street has launched its Digital Asset Platform, a secure, scalable infrastructure for tokenized assets strategically positioning State Street to be the bridge between traditional and digital finance and the connection point between digital asset platforms for its clients. It’ s critical in enabling State Street’ s digital ambitions to develop core products for its clients, including tokenized money market funds, ETFs, tokenized assets, and cash products including tokenized deposits and stablecoins.

The platform includes wallet management and custodial and cash capabilities, and is designed to support tokenized product development across jurisdictions covering both private and public permissioned blockchain networks.

MassMutual Ascend Launches Optional Income Rider On Fixed- Indexed Annuities

MassMutual Ascend, which offers a suite of annuity products, has included a new optional income rider, the Income Ascender, on fixed-indexed annuities. The rider helps protect the money already accumulated, while also providing guaranteed growth of future income.

The product is meant to assuage concerns about market volatility and customers’ longer life spans, as well as the shift from pensions to 401( k) s and inflation.

The key competitive features include guaranteed growth of the benefit base and a stream of lifetime income, the flexibility to choose when and how to receive this lifetime income, and return-of-rider charges at death if income payments haven’ t started.

Zeplyn Expands Agentic AI Capabilities For Client Data

Zeplyn, a AI-native workflow intelligence platform for wealth management firms, has rolled out new enterprise-grade agentic AI capabilities to make better use of client data. Agentic AI refers to programs that can independently set goals and plans. Zeplyn’ s system, called Agent Nexus, can bring together fragmented client data that advisors have on their systems, ask more complex questions about it and come up with action plans to drive growth and client retention.

Using voice or chat, wealth managers can ask multi-part questions about a client or segment of clients, reference prior answers, upload documents to deepen analysis, and refine their inquiry without losing context. Zeplyn analyzes information pulled from across a firm’ s most critical data sources, including meeting notes, CRM records, emails and client documents to generate personalized responses and carry out tasks instantly.

Wealth managers can write personalized responses to incoming client emails; conduct deep client research informed by multi-source data; identify themes across conversations; uncover service gaps; upload and analyze text documents; generate custom, downloadable year-end reports; and create coaching and training material based on firm-wide trends.

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