Today , planning for retirement also means planning for the unexpected . Now , there ’ s an income solution that seamlessly adapts to client needs like you do . Protective ® Aspirations variable annuity is built for the ups and downs of retirement today , offering strong guaranteed income and a range of options and riders that help you tailor plans to meet clients ’ changing needs over time .
• Strong Guaranteed Income to Instill More Confidence in Retirement
• Single-Age Withdrawal Rates Increase Each Year
• Defer up to 3x your annual withdrawal amount with SecurePay Reserve 1
• Double income , up to 10 %, if confined to a nursing home 2
Learn more about Protective ® Aspirations variable annuity at protective . com / aspirations-va .
1 . The Maximize Reserve Amount is the lesser of ( 1 ) 3x AWA or ( 2 ) the current contract value . 2 . SecurePay NH nursing home enhancement may not be available in all states and may not be available with new contracts in the future . To qualify for SecurePay NH , the client must : be confined to a qualified nursing care facility ; be unable to perform two out of six specified Activities of Daily Living or be diagnosed with a severe cognitive impairment ; have not been in a nursing home one year before and after purchasing a lifetime income benefit . Proof of continued qualification is required for each contract year in which this benefit is claimed .
Protective refers to Protective Life Insurance Company ( PLICO ), Nashville , TN . Variable annuities distributed by Investment Distributors , Inc . ( IDI ), a broker-dealer and principal underwriter of registered products issued by PLICO , its affiliate . IDI is located in Birmingham , AL . Product guarantees are subject to the financial strength and claims-paying ability of PLICO .
Protective Aspirations variable annuity issued by PLICO in all states except New York under policy form VDA-P-2006 . SecurePay Investor benefits issued under rider form number VDA-P-6063 . SecurePay Protector benefits issued under rider form number VDA-P-6061 . SecurePay Nursing Home benefits issued under form number IPV-2159 . Policy form numbers , product availability and product features may vary by state .
Variable annuities are long-term investments intended for retirement planning and involve market risk and the possible loss of principal . Investments in variable annuities are subject to fees and charges from the insurance company and the investment managers .
Investors should carefully consider the investment objectives , risks , charges , and expenses of a variable annuity , any optional protected lifetime income benefit , and the underlying investment options before investing . This and other information is contained in the prospectuses for a variable annuity and its underlying investment options . Investors should read prospectuses carefully before investing . Prospectuses may be obtained by contacting Protective at 800-456-6330 .
Protective is a registered trademark of PLICO . The Protective trademarks , service marks , and logo are property of PLICO and protected by copyright , trademark , or other proprietary rights and laws .
PAC . 5574321.03.24