ADVERTORIAL
“ Today , planning for retirement is all about the ability to adapt . That ’ s why we designed Protective Aspirations variable annuity to pivot when life does .”
— Steve Cramer , Senior Vice President & Chief Product Officer – Retirement Division , Protective
enables you to respond to your clients ’ changing needs effectively while mitigating risk .
Overall , retirement planning has become more dynamic and proactive to meet the income needs of the next generation of retirees . And in response , Protective ® Aspirations variable annuity has evolved to become more adaptable and client-centric , with a greater emphasis on protecting retirement income .
Learn how you can help clients create a flexible strategy for growth potential and protected lifetime income with Protective ® Aspirations variable annuity at protective . com / aspirations-va .
1 . https :// smartasset . com / retirement / average-retirement-savings-are-you-normal 2 . https :// www . cbpp . org / research / policy-basics-top-ten-facts-about-social-security
3 . SecurePay Protector benefit is available for an additional 1.40 % fee at issue ( 1.50 % with RightTime ) as a percentage of the benefit base .
4 . The Maximum Reserve Amount is the lesser of ( 1 ) 3x the AWA or ( 2 ) the current contract value .
5 . https :// www . kiplinger . com / retirement / retirement-planning / outlive-your-money-in-retirement
6 . SecurePay NH nursing home enhancement may not be available in all states and may not be available with new contracts in the future .
Protective refers to Protective Life Insurance Company ( PLICO ), Nashville , TN . Variable products distributed by Investment Distributors , Inc . ( IDI ), a broker-dealer and principal underwriter of registered products issued by PLICO , its affiliate . IDI is located in Birmingham , AL . Product guarantees are subject to the financial strength and claims-paying ability of PLICO .
Protective ® is a registered trademark of PLICO . The Protective trademarks , logos , and service marks are property of PLICO and are protected by copyright , trademark , and / or other proprietary rights and laws .
Protective Aspirations variable annuity issued by PLICO in all states except New York under policy form VDA-P-2006 . SecurePay Protector issued under rider form VDA-P-6061 . Policy form numbers , product availability and product features may vary by state .
Variable annuities are long-term investments intended for retirement planning and involve market risk and the possible loss of principal . Investments in variable annuities are subject to fees and charges from the insurance company and the investment managers .
Investors should carefully consider the investment objectives , risks , charges , and expenses of a variable annuity , any optional protected lifetime income benefit , and the underlying investment options before investing . This and other information is contained in the prospectuses for a variable annuity and its underlying investment options . Investors should read prospectuses carefully before investing . Prospectuses may be obtained by contacting Protective at 800-456-6330 .
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