What a connected platform makes possible

In a connected environment, planning and execution become continuous.

An advisor builds a financial plan, and the platform coordinates how that plan is carried out across the client’ s full portfolio:

• Asset location that places investments in the most tax-efficient accounts

• Multi-account rebalancing that keeps the portfolio aligned with goals and risk tolerance

• Tax-aware trading that identifies opportunities across accounts while helping avoid unintended consequences

• Tax-smart withdrawals that source income efficiently across the household

These are coordinated decisions that can improve outcomes beyond market returns, particularly through better tax efficiency and portfolio alignment over time. This is the difference between technology that supports advice and technology that helps deliver it.

How a unified platform drives growth

A unified platform does not replace the advisor. It enhances the advisor’ s ability to create value.

By reducing operational friction and aligning workflows, it gives advisors more time and more capacity to focus on what matters most: the client relationship. As complexity rises, that role becomes more critical. Advisors cannot own every layer of the business and still move quickly.

The firms that succeed will be those that decide where to focus and rely on infrastructure to handle the rest.

That shift changes the economics of the business:

• Advisors gain time and capacity

• Firms can serve more clients without adding complexity

• Advice becomes more consistent and scalable

• Outcomes become clearer and easier to demonstrate

The platform becomes more than infrastructure— it becomes a driver of growth.

What comes next

The shift is already underway. Firms are rethinking how technology supports advice while moving toward more coordinated, household-level portfolio management. The firms that pull ahead will be those that combine human advice with infrastructure that brings planning, investing, tax strategy, and execution into one cohesive system.

Unified Managed Household shows what becomes possible when the platform is truly connected and the portfolio is managed as a whole. For advisory firms, the opportunity now is to build the operating model that makes that level of coordination real.

Neither SEI nor its affiliates provide tax advice. Please note that( i) any discussion of U. S. tax matters contained in this communication cannot be used by you for the purpose of avoiding tax penalties;( ii) this communication was written to support the promotion or marketing of the matters addressed herein; and( iii) you should seek advice based on your particular circumstances from an independent tax advisor.

potential increase in retirement income *

potential more wealth to beneficiaries *

Managing wealth at the household level has long been the goal.

What’ s changing is the ability to deliver on it— connecting data, decisions, and execution across the full portfolio.

SEI is helping shape that shift, building toward a more unified approach to portfolio management.

See what’ s next.

* Source: Independent EY analysis of SEI LifeYield methodology. Study assumes a 35 % average combined ordinary income tax rate( federal) and 5 % for state. 20 % long-term capital gains rates. $ 10K annual contribution to tax-deferred accounts and $ 40K annual contribution to taxable accounts, each growing at 2 % inflation rate for 15 years. Results are hypothetical, for illustrative purposes only, and do not reflect the experience of any specific investor. Actual outcomes will vary.