Help clients grow and protect a meaningful legacy- with certainty and flexibility.

The Legacy Ascender SM optional death benefit rider offers:

• Guaranteed asset growth with age-based rates 1

• Flexibility to choose how the benefit amount is received

• No waiting period to receive the death benefit

All backed by a company clients can trust. MassMutual Ascend is A ++( Superior) rated, 2 and since 2000, we’ ve paid more than $ 15 billion in guaranteed income benefits. 3

Scan below to see how the Legacy Ascender rider can strengthen your clients’ legacy plan.

1

For issue ages 50-79, a 9 % simple interest rollup credit would be applied. For issue ages 80-85, a 6 % simple interest rollup credit would be applied.

2

AM Best rating of“ A ++”( Superior) affirmed on October 23, 2025. AM Best rating of“ A ++” is the highest of 16 ratings

3

Data is as of December 31, 2025. The guaranteed income benefit amount includes annuity benefit payments under immediate and deferred annuities, income benefit payments under guaranteed withdrawal benefit riders and contract withdrawals taken by owners after their rider benefit payments began.

For producer use only. Not for use in sales solicitation. 1012-ASC-34m 6 / 26