From“ Donor-Advised Fund Strategies For 2026,” page 18 1. The One Big Beautiful Bill Act created a floor on charitable deductions starting in 2026 at ____ of adjusted gross income.

A. 2 % B. 1 % C. 0.5 % D. 0.25 %

2. In 2026, if a client’ s AGI is $ 1 million and they donate $ 25,000 to charity, the first ____ would not be tax-deductible.

A. $ 2,000 B. $ 3,000 C. $ 4,000 D. $ 5,000

From“ The Script Flips On Emerging Market Bonds,” page 40 3. The emerging market bond universe was yielding ____ as of May 31, 2026.

A. 15.5 % B. 7.42 % C. 3.2 % D. 1.5 %

4. Many emerging market economies have benefited from what? A. They’ re net commodities exporters. B. They’ re running lower fiscal deficits than the U. S. C. Their central banks are less constrained in hiking interest rates to combat inflation. D. All of the above

From“ When Income Matters More Than Account Size,” page 44 5. Vanguard research found many retiree households can support a 30-year retirement drawing roughly ____. A. 3 % to 4 % of savings per year B. 3 % to 4 % of savings per year after accounting for Social Security and other guaranteed income C. 4 % to 5 % D. 4 % to 5 % after accounting for Social Security

6. Vanguard research said each year a client waits beyond full retirement age— up to age 70— raises the monthly Social Security benefit by about ____.

A. 2 % B. 4 % C. 8 % D. 16 %

From“ A Proactive Portfolio For Tax Management,” page 47

7. What does tax management involve? A. Gain-loss matching and gain deferrals B. Tax-loss harvesting C. Managing legacy investments outside an advisor’ s model portfolio D. All of the above

8. Why do advisors not like outsourcing tax management? A. They don’ t like direct indexing products. B. They don’ t like giving up security selection. C. They don’ t usually have access to all of a client’ s accounts. D. None of the above

From“ Making Client Wealth Into A Family Bank,” page 49 9. The Wyoming dynasty trust is designed to hold family assets up to ____ years.

A. 10 B. 20 C. 100 D. 1,000

10. The Wyoming dynasty trust can make intra-family loans at ____. A. The applicable federal rate( AFR) B. The federal funds rate C. No less than 6 % D. None of the above

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