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From“ Better Together,” pg. 22
1. The maximum allowable charitable deduction is __ of adjusted gross income. A. 10 % C. 30 % B. 20 % D. 50 %
2. Once the initial contribution is made, the assets in a( n) ___ belong to the sponsoring organization. A. Donor-advised fund
C. IRA
B. Foundation
D. None of the above From“ Cashing In On The Gold Rush,” pg. 41 3. Gold prices are influenced by what?
A. Inflation C. Geopolitical turmoil
B. U. S. dollar fluctuations
D. All of the above
4. Gold’ s price had risen by ___ to over ___ an ounce by mid-May 2025. A. 20 %, $ 2,300 C. 10 %, $ 3,000 B. 30 %, $ 3,300 D. 40 %, $ 6,000
From“ RMD Strategies For A Down Market,” pg. 44
5. ____ let clients fulfill RMD obligations by transferring investments directly from retirement accounts to taxable brokerage accounts. A. Transfers-in-kind
C. CDs
B. Roth IRAs
D. None of the above
6. What can help you avoid taking losses in a retirement account? A. A liquidity sleeve
C. Certificates of deposit B. High-yield savings accounts D. All of the above
From“ Understanding Long-Term-Care Risks,” pg. 47
7. ____ tend to overestimate their risks of needing long-term care. A. Lower-income individuals B. Higher-income individuals C. Younger people D. Unmarried women
8. According to a Center for Retirement Research study, what if you overestimate your risks of needing long-term care? A. You may limit your quality of life by saving excessively. B. You’ ll need to deplete assets to qualify for Medicaid. C. You can’ t overestimate your risk. D. None of the above
From“ Alzheimer’ s: The Nightmare Advisors Can’ t Avoid,” pg. 49
9. You can deduct medical expenses exceeding ____ of your AGI. A. 4.5 % B. 5.5 % C. 7.5 % D. 8.5 %
10. The Alzheimer’ s Association says that by 2060, ____ will be living with Alzheimer’ s. A. 6.07 million B. 8.18 million C. 10.5 million D. 13.85 million
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Financial Advisor( ISSN 1545-0163, USPS 021-488) is published monthly by Charter Financial Publishing Network Inc., 149 Avenue at the Common, Shrewsbury, NJ 07702. Periodicals postage paid at Red Bank, NJ and additional mailing offices. Subscription Rates: $ 79 per year. Postmaster: Send all address changes to Charter Financial Publishing Network Inc., P. O. Box 7550, Shrewsbury, NJ 07702. Copyright 2025 by Charter Financial Publishing Network Inc. Reproduction, photocopying or incorporation into any information-retrieval system for external or internal use is prohibited unless permission is obtained beforehand from the publisher in each case for a specific article. The subscription fee entitles the subscriber to one original copy only. Unauthorized copying is considered theft. June 2025 Financial Advisor( Volume 26, Number 5)
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