From “ Do Your Go-Getter Clients Need An Outlet ? Try Philanthropy ,” page 30 1 . To understand their chosen issue , philanthropists should get input from ____. A . Donor-advised funds C . People affected by the problem B . Foundations

D . Legislators

2 . What are ways to see grants working ? A . When they lead to legislation B . When the causes get into the news C . Both A and B D . Neither A nor B

From “ Was The ‘ Great Retirement ’ Merely The ‘ Great Pause ’?,” page 51 3 . A Monster survey in late 2020 found that ____ of U . S . recruiters thought résumé gaps were now more acceptable . A . 20 % B . 49 % C . 60 % D . 70 %

4 . The personal savings rate has been steadily declining , to around ____ 6.5 % this past winter . A . 6.5 % B . 10 % C . 25 % D . 30 %

From “ An All-Cap Solution For A Shifting Market ,” page 53

5 . Morningstar analyst Katie Rushkewicz Reichart said roughly half of the All-Cap Opportunities Fund ’ s assets last summer resided outside of the _____ section of Morningstar ’ s style box . A . Large-growth B . Large-value C . Mega-cap D . None of the above

6 . White removed from the All-Cap Opportunities Fund positions in ______________ . A . Chubb B . O ’ Reilly Automotive C . Charles Schwab D . Meta ( Facebook )

From “ 5 Red Flags Of An Unfair Prenuptial Agreement ,” page 56

7 . What is often missing from a prenup ? A . Who is getting the children . B . A trust and estate plan . C . What debts the couple has . D . Who gets the house .

8 . Good prenuptial agreements _____. A . Are often lopsided in favor of one party B . Don ’ t require you to understand your partner ’ s finances C . Give you a fixed amount of money D . Remind you that you ’ re entering a business partnership

From “ White-Knuckling the Bond Market ?,” page 58

9 . Matt Dmytryszyn , the CIO at Telemus Capital , says you have to diversify bonds over _______. A . A quarter

C . A year

B . Six months

D . Five to 10 years

10 . Dmytryszyn says ________ is the worst time to be an asset allocator or investor . A . A recession B . A market correction C . The late cycle D . A market crash

From “ Do Your Go-Getter Clients Need An Outlet ? Try Philanthropy ,” page 30 1 . Why do entrepreneurs make good philanthropists ? A . They might see causes other people have missed . B . They are likely good at seeing disrupting factors . C . They have professional connections . D . All of the above

2 . How might entrepreneurial philanthropists waste money ? A . Not knowing who is already working on a problem B . Picking the wrong charity C . Working on “ orphaned ” causes D . None of the above

From “ Was The ‘ Great Retirement ’ Merely The ‘ Great Pause ’?,” page 51 3 . In a Momentive survey this past winter , only ___ of adults said their finances were better off than a year ago . A . 10 % B . 17 % C . 21 % D . 25 %

4 . The personal savings rate ( the amount of income a household saves each month ) soared to _____ in April 2020 . A . 20 % B . 26 % C . 28 % D . 34 %

From “ An All-Cap Solution For A Shifting Market ,” page 53

5 . In March 2021 , the T . Rowe Price All-Cap Opportunities Fund switched its benchmark to the ______. A . Russell 1000 Growth Index B . S & P 500 C . Russell 3000 D . Russell 2000

6 . Justin White , the portfolio manager of the All-Cap Opportunities Fund , was an analyst on the T . Rowe Price ____ team for nearly eight years . A . Energy B . Media telecom C . Industrials D . Tech

From “ 5 Red Flags Of An Unfair Prenuptial Agreement ,” page 56 7 . A couple must be transparent about each other ’ s ______.

A . Assets C . Income

B . Liabilities

D . All of the above

8 . What is one of the red flags of prenuptial agreements ? A . A prenup is presented right before the wedding B . The language is vague C . There ’ s no discussion of assigning debts D . All of the above

From “ White-Knuckling the Bond Market ?,” page 58

9 . Michael Dow of Beacon Pointe says when it comes to bonds , the firm ’ s new advice is to ____. A . Stay risk neutral and focus on intermediates B . Use TIPS C . Add inflation hedges like real estate D . None of the above

10 . Beacon Pointe ’ s Dow says paying back debt with _____ is a common strategy to reduce debt . A . Stock B . Gold C . Devalued dollars D . None of the above

62 | FINANCIAL ADvISOR MAGAzINE | MAy 2022 WWW . FA-MAG . COM