FA Magazine November 2025 | Page 19

Allianz Life Insurance Company of North America
16 years of delivering on Increasing Income potential

95 %

received an income increase 1
Annuities are designed to meet long-term needs for retirement income by providing tax deferral, a death benefit during the accumulation phase, and a guaranteed stream of income at retirement.
You may know us for our track record, which shows that income benefits for Allianz ® fixed index annuities( either built in or via an optional rider for an additional cost) have provided clients with income increases.
And every time there’ s an income payment increase, that new higher payment is guaranteed for the rest of that client’ s life( as long as the terms of the contract are followed).
And that ' s not all we ' re known for: Now we have a full suite of FIA products that includes competitive accumulation and guaranteed income solutions.
→ SCAN THE CODE TO SEE OUR ENTIRE SUITE OF FIAs
There is no guarantee that a contract will receive an increase in any given year.
1
Percentage of clients taking income who have received at least one increase. 60,246 fixed index annuity contracts were used for the analysis in this material, and represent contracts which elected an increasing income withdrawal option from 1 / 1 / 08 through 12 / 31 / 23, and would have been eligible to receive interest credits from 1 / 1 / 09 through 12 / 31 / 24. Increases displayed were taken from multiple products and income benefits / riders that were available at that time. The amount of the increase was determined by the interest credited by their chosen allocation option( s). These allocations include a wide variety of indexes and crediting methods. This data includes all allocation methods selected during that time, including the fixed allocation. Individual contracts may have seen varying amounts of income increases. Contracts that took excess withdrawals were excluded because they were not eligible for increases in all years.
Past income payment increases are not a guarantee of future results.
With the purchase of any additional-cost riders, the contract’ s values will be reduced by the cost of the rider. This may result in a loss of principal and credited interest in any year in which the contract does not earn interest or earns interest in an amount less than the rider charge.
Withdrawals are subject to ordinary income tax and, if taken prior to age 59½, may be subject to a 10 % federal additional tax.
Guarantees are backed by the financial strength and claims-paying ability of Allianz Life Insurance Company of North America( Allianz).
Products are issued by Allianz Life Insurance Company of North America, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. 800.950.1962. www. allianzlife. com
This content does not apply in the state of New York. For financial professional use only – not for use with clients or the public.
• Not FDIC insured • May lose value • No bank or credit union guarantee • Not a deposit • Not insured by any federal government agency or NCUA / NCUSIF ENT-1817-E-A( R-10 / 2025) Product and feature availability may vary by state and broker / dealer.