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From “ The Link Between Giving And Wellness ,” pg . 24 1 . A survey by the University of California , Berkeley found spending money on other people is ____. A . Associated with greater happiness C . Not satisfying B . Gives people financial comfort D . None of the above
2 . Studies show it ’ s ____ that has the greatest effect on our happiness . A . How we use what we have C . How much we save B . How much we have
D . How much we spend
From “ High Earners Should Halt Pre-Tax 401 ( k ) And IRA Contributions ,” pg . 26 3 . According to Ed Slott , people with high incomes or ample assets in the future ___. A . Should stop contributing to pretax 401 ( k ) s and IRAs B . Should start contributing to pretax 401 ( k ) s and IRAs C . Should stop contributing to Roth 401 ( k ) s D . Should stop contributing to Roth IRAs
4 . Roth IRA conversions are generally more effective if ___ are used to pay the tax . A . IRA funds
C . Both IRA funds and non-IRA funds
B . non-IRA funds
D . Tax refunds
From “ Are Managed Futures Really The Best Diversifier ?,” pg . 47
5 . Roughly half of the Standpoint Multi-Asset Fund portfolio consists of ____. A . Low-cost ETFs and short-term T-bills B . Long bonds C . Real estate and private equity D . None of the above
6 . Managed futures funds operated by commodity trading advisors can have management fees as high as ___ along with performance fees of ___. A . 2 %, 15 % C . 4 %, 25 % B . 3 %, 20 % D . 5 %, 25 %
From “ How To Analyze Rollover Options At Retirement ,” pg . 51
7 . What are some advantages of staying in a 401 ( k ), and not rolling over ? A . You can borrow against it . B . You can take penalty-free emergency withdrawals at younger ages . C . Most participants are in large plans with low fees . D . All of the above
8 . Why do retirees have to make pressing choices about rollovers ? A . Their investment time horizon has changed . B . Their healthcare expenses are lower . C . They have to take RMDs at age 71 . D . None of the above .
From “ Sell An Estate ’ s Collectibles The Right Way ,” pg . 54
9 . What ’ s one of the ways to maximize returns on your collectibles ? A . Get an accurate valuation . B . Keep them in storage . C . Consign them . D . None of the above .
10 . What site provides a free database with 29 million auction results for various collectibles dating back to 1999 ? A . LiveAuctioneers C . Facebook B . Artnet D . None of the above .
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Financial Advisor ( ISSN 1545-0163 , USPS 021-488 ) is published monthly by Charter Financial Publishing Network Inc ., 149 Avenue at the Common , Shrewsbury , NJ 07702 . Periodicals postage paid at Red Bank , NJ and additional mailing offices . Subscription Rates : $ 79 per year . Postmaster : Send all address changes to Charter Financial Publishing Network Inc ., P . O . Box 7550 , Shrewsbury , NJ 07702 . Copyright 2024 by Charter Financial Publishing Network Inc . Reproduction , photocopying or incorporation into any information-retrieval system for external or internal use is prohibited unless permission is obtained beforehand from the publisher in each case for a specific article . The subscription fee entitles the subscriber to one original copy only . Unauthorized copying is considered theft . October 2024 Financial Advisor ( Volume 25 , Number 8 )
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