CHET
ADVISOR
529 College Savings Program
Connecticut Higher Education Trust
Help families prepare to send their children to college .
Managed by :
As a trusted financial professional , you can play a key role in helping families plan for their children ’ s and grandchildren ’ s success . With back-to-school season here , there ’ s no better time to talk to your clients about how Fidelity ’ s tax-advantaged 529 Advisor Plans can help them meet their college savings goals or even qualified K – 12 education expenses . 1
When it comes to college planning , every minute counts . That ’ s why we encourage you to consider talking to clients about how a 529 Plan could fit their financial circumstances while also helping them save for the future of their family ’ s education .
Visit i . fidelity . com / 529 today , so you can help prepare your clients for a better tomorrow .
Not FDIC Insured • May Lose Value • No Bank Guarantee Not NCUA or NCUSIF insured . May lose value . No credit union guarantee .
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Up to $ 10,000 per taxable year in 529 account assets per beneficiary may be used for tuition expenses in connection with enrollment at a public , private , or religious elementary or secondary educational institution . Although the assets may come from multiple 529 accounts , the $ 10,000 qualified withdrawal limit will be aggregated on a per beneficiary basis . The IRS has not provided guidance to date on the methodology of allocating the $ 10,000 annual maximum among withdrawals from different 529 accounts .
For investment professional use only . Not authorized for distribution to the public as sales material in any form .
The CHET Advisor 529 Plan is sponsored by the state of Connecticut and managed by Fidelity Investments . CHET Advisor 529 Plan accounts are not insured by any state , the federal government , or any federal agency . Furthermore , neither the principal nor any investment return is guaranteed by any state , the federal government , or any federal agency .
If a client or a designated beneficiary is not a Connecticut resident , the client may want to consider , before investing , whether the client ’ s state or the designated beneficiary ’ s home state offers its residents alternative state tax advantages or other state benefits , such as financial aid , scholarship funds , and protection from creditors .
Units of the portfolios are municipal fund securities and are subject to market fluctuation and volatility .
Before investing , have your clients consider the plan ’ s investment objectives , risks , charges , and expenses . Contact Fidelity or visit i . fidelity . com for a free offering statement . Have your clients read it carefully before investing .
The third-party trademarks and service marks appearing herein are the property of their respective owners . All other trademarks and service marks appearing herein are the property of FMR LLC or its affiliated companies .
Managed by Fidelity Distributors Company LLC , 500 Salem Street , Smithfield , RI 02917 © 2023 FMR LLC . All rights reserved . 1040402.5.0