23
29
31 Estate Tax Relief And Long-Term Care Just because estate tax exemptions were restored doesn’ t mean long-termcare planning gets easy. By Cathy Sikorski
34 4 Things To
36 Big, Beautiful Changes To Giving Advisors say that their clients should give now before the new tax law restricts charitable deductions next year. By Ben Mattlin
42
45 Clients Want Tax
47 RILAs Continue Their Wild Ride Registered index-linked annuities have been a driving force behind recordsetting annuity sales. By Ben Mattlin
50 Why Rental Income For Retirees Is Risky Senior citizens and property management responsibilities can be a bad mix, say some advisors. By Ben Mattlin
52 Beware Roth Conversion
54 Lessons From Icons Of Estate Planning We can learn a lot by looking at the Waltons, Jackie O., Paul Newman and the Lender family. By Jeff Getty
60 The Crypto Crises Are Coming In its eagerness to do the crypto industry’ s bidding, Congress has exposed the world to the risk of severe economic damage. By Simon Johnson
Business Management
BROKER DEALER
23
29
Summer B-D Recruitment: More Sizzle Than Slowdown
Amid an ongoing war for talent, industry hopes have turned on Commonwealth advisors jumping ship from LPL. By Jennifer Lea Reed
LPL Anticipates Some Commonwealth Advisors Leaving To Start RIAs
Commonwealth had 300- plus advisors who were RIA-only and weighing all their options before the recent LPL acquisition. By Jennifer Lea Reed and Jacqueline Sergeant
ASSET PROTECTION
31 Estate Tax Relief And Long-Term Care Just because estate tax exemptions were restored doesn’ t mean long-termcare planning gets easy. By Cathy Sikorski
YOUR BUSINESS
34 4 Things To
Evaluate Before Joining An RIA
These four key qualities in an RIA firm can help advisors determine if it’ s set up for success. By Rich Bursek
CHARITABLE GIVING
36 Big, Beautiful Changes To Giving Advisors say that their clients should give now before the new tax law restricts charitable deductions next year. By Ben Mattlin
31
36
47
Wealth Management
PORTFOLIO SPOTLIGHT
42
A Healthy Slice Of Income
The JPMorgan Income ETF provides a sizable yield. By Jeff Schlegel
TAX PLANNING
45 Clients Want Tax
Optimization— And Want It Now
Tax optimization is the lodestar for advisors and the managed account platforms they are using. By Jack Sharry
RETIREMENT PLANNING
47 RILAs Continue Their Wild Ride Registered index-linked annuities have been a driving force behind recordsetting annuity sales. By Ben Mattlin
50 Why Rental Income For Retirees Is Risky Senior citizens and property management responsibilities can be a bad mix, say some advisors. By Ben Mattlin
52 Beware Roth Conversion
Penalties Under New Tax Law
This CPA says the One Big Beautiful Bill could cost some clients money, but could also expand Roth opportunities. By Ben Mattlin
ESTATE PLANNING
54 Lessons From Icons Of Estate Planning We can learn a lot by looking at the Waltons, Jackie O., Paul Newman and the Lender family. By Jeff Getty
PARTING SHOT
60 The Crypto Crises Are Coming In its eagerness to do the crypto industry’ s bidding, Congress has exposed the world to the risk of severe economic damage. By Simon Johnson
2 | FINANCIAL ADVISOR MAGAZINE | SEPTEMBER 2025 WWW. FA-MAG. COM