ADVERTISEMENT
Turn the tables on uncertainty with a focus on the need for retirement income
Unite growth and protection with flexibility and options
BY ANDREW FARRELL, MSJ
SVP RETIREMENT SALES, DISTRIBUTION AND MARKETING
V olatile markets, global unrest and higher prices: It’ s a mix that can make even the most seasoned investors question their portfolio decisions. But what if there’ s a way to help tune out the noise and instead help provide guarantees and growth potential in any market?
A client’ s needs and risk tolerance can shape their willingness to consider unfamiliar products as you guide them through a sometimes-overwhelming number of investment products. By keeping the focus on their need for building and protecting their retirement savings no matter what the markets are doing, you may find they are open to options beyond the ones they already use.
Clients who want growth opportunities with some protection may not even be considering annuities as a potential solution, particularly the style of annuity that may best address their needs: RILAs.
A RILA 1 is designed to offer growth potential based on the performance of market indexes while providing features that add some protection against losses. For clients who are concerned about the potential of portfolio losses, RILAs may help provide the protection they want while offering the growth they need for retirement.
Five reasons to consider a RILA in retirement What can a RILA do for your clients?
Opportunity
RILAs can provide opportunities for money to grow based on the available indexes.
Control
RILAs may offer additional features that protect returns and help to balance growth and protection.
Protection
RILAs may offer options to tailor levels of protection against downside risk.
Family
Flexibility
RILAs may allow access to money if a client’ s current needs change.
With RILAs, clients can have peace of mind by knowing their beneficiaries will never receive less than the amount they contributed to the contract.
For informational purposes only.
As clients move closer to retirement, make sure they’ re aware of all the investment options that are available to them and that could help them achieve their goals.
When introducing new portfolio ideas, consider the ways a RILA could fit into their investment plans, especially if those plans center around a need for growth and protection.
Turn uncertainty into income confidence. Watch the Spotlight on Retirement Income series.
Scan the QR code or contact your Symetra Retirement Sales Team at 1-800-706-0700.
Annuities are issued by Symetra Life Insurance Company, 777 108th Ave NE, Suite 1200, Bellevue, WA 98004. Neither Symetra Life Insurance Company nor its employees provide investment, tax, or legal advice or endorse any particular method of investing. Individuals should seek appropriate professional advice before making savings and investing decisions.
1
Registered index-linked annuity.