Help clients bridge income gaps and aim higher for their retirement.

The Income Ascender SM optional income rider offers:

• 9 % benefit base roll-up

• Competitive payout percentages

• Single and joint payout options

• Refundable rider charges 1

All backed by a company clients can trust. MassMutual Ascend is A ++( Superior) rated, 2 and since 2000, we’ ve paid more than $ 14 billion in guaranteed income benefits. 3

Scan below to learn more about how we can help you aim higher for clients – and your business.

1

If income payments haven’ t started, MassMutual Ascend will refund rider charges at death. The Income Ascender rider is available on select MassMutual Ascend fixed-indexed annuities.

2

AM Best rating of“ A ++”( Superior) affirmed on October 23, 2025. AM Best rating of“ A ++” is the highest of 16 ratings. S & P rating of“ AA”( Very Strong) upgraded on February 20, 2025. S & P rating of“ AA” is the 3rd highest of 21 ratings.

3

Data is as of December 31, 2024. The guaranteed income benefit amount includes annuity benefit payments under immediate and deferred annuities, income benefit payments under guaranteed withdrawal benefit riders and contract withdrawals taken by owners after their rider benefit payments began.

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