FA Magazine September 2022 | Page 4

Business Management
Your business
27 Understanding The Rule Of 40 % adding your growth rate and profit margin is a solid way to think about the mix between the growth and profitability of your business . By Steve Sanduski
charitable giving
29 What Would A Charity Do With A Quarter Horse ? donor-advised funds help philanthropists turn noncash assets into charitable donations . By Karen DeMasters
Wealth Management
investing
38 Alternatives To The 60 / 40 Portfolio the next 10 years are likely to be very different from the last 10 years . By Tony Davidow
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Volatility Didn ’ t Kill Crypto . It Changed It . if anything , there are now more eyes on the world of digital assets after a massive drop in prices and a string of catastrophic failures . By Christopher Robbins
Why Advisors Don ’ t See A Soft Landing Just because inflation may have peaked doesn ’ t mean it ’ s gone . By Jennifer Lea Reed
paul espinosa is the lead portfolio manager of the seafarer overseas value fund .
photographY courtesY of seafarer capital partners

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investing
45 Collectibles Hold Promise As America Approaches 250 exquisite pieces are commanding top dollar . By Eric L . Reiner
portfolio spotlight
47 Finding Hidden Value In Emerging Markets the seafarer overseas value fund shows value and emerging markets aren ’ t mutually exclusive . By Jeff Schlegel
risk management
50 New Environs For Long-Term-Care Insurance the policies are getting re-evaluated by people in the post-covid age . By Ben Mattlin
retirement
53 The Problem With Legacy Planning when we say we ’ re passing on a legacy , we ’ re not always precise in what that means . By Robert Laura
55 Answering Roth Conversion Questions In A Down Market here is a quick guide to client conversations about roth ira conversions . By Paul R . Samuelson
parting shot
60 10 Questions That Prompt Clients To Provide Referrals there is a special way to ask , “ who do you know ?” By Bryce Sanders

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I & WI ® , CFP ® and CFFP ® CE credit exams are on page 58 .
2 | financial advisor magazine | september 2022 www . fa-mag . com